Prize-Linked Savings, UK-Style

What Prize-Linked Savings Means

Prize-linked savings is a well-established idea in the UK: instead of paying interest, a savings product gives every saver a chance at a prize instead. NS&I's Premium Bonds are the best-known example — over 24 million people hold them, and every bond is entered into a monthly prize draw rather than earning interest.

Where The Twenty Fits

The Twenty follows the same basic instinct — save money, keep a shot at a prize — but changes one core mechanic: instead of a random monthly number draw, qualification for the weekly prize pool is earned by passing a skill test. £15 of your monthly £20 stays in your own personal Vault regardless of outcome; £5 funds that week's prize pool.

Why This Matters

• You keep the large majority of your contribution as genuine personal savings, not a stake you can lose entirely.
• Qualification for the prize pool depends on your own performance on a skill test, not a randomly drawn number.
• Full mechanics are on our How It Works page, and a direct comparison is on our Premium Bonds comparison page.